Sell on installments, recover on time
Create a plan at the time of sale, see every due and overdue installment, remind customers and record each payment, so recovery never depends on a paper register.
Screen preview with sample data.
Every plan, every due date, every payment
At the time of sale, the balance is converted into an installment plan: down payment, number of months, monthly amount and due date. The schedule is generated automatically and linked to the customer and the vehicle's chassis number.
Each day the system lists what is due and what is overdue. Recovery staff call or visit, record each payment with a receipt, and the customer's ledger updates at once. Guarantor details stay on file for every plan.
Key points
- Down payment, months and monthly amount
- Schedule generated automatically
- Due today and overdue lists
- Payment receipts and customer ledger
- Guarantor and document details per plan
How an installment plan runs
Step by step, the way it happens in your dealership.
Vehicle is sold with a down payment.
Months, monthly amount and due date are set.
Installments due today appear automatically.
Customer is reminded before or on the due date.
Installment is received and a receipt is printed.
Overdue accounts are followed up by recovery staff.
The customer's plan and receipt
A schedule that shows what has been paid and what is still due, and a receipt for each payment.
| No. | Due date | Amount | Paid | Status |
|---|---|---|---|---|
| 1 | 05-07-2026 | 15,000 | 15,000 | Paid |
| 2 | 05-08-2026 | 15,000 | 15,000 | Paid |
| 3 | 05-09-2026 | 15,000 | 15,000 | Paid |
| 4 | 05-10-2026 | 15,000 | 0 | Overdue |
| 5 | 05-11-2026 | 15,000 | 0 | Due |
| TOTAL | 12 months | 1,80,000 | 45,000 |
Installment schedule with sample data
Sample Motors
IR-1288 · 23-10-2026
Installment receipt (sample data)
Tools for the recovery desk
Overdue accounts are visible early and followed up in order, with every contact recorded.
Ageing list
Overdue amounts by 0-30, 31-60, 61-90 and 90+ days.
Assigned staff
Each overdue account can be given to a recovery officer.
Follow-up notes
Record calls, visits and promised payment dates.
Guarantors
Guarantor contact details on every plan.
Installment tools
Included in Automotive Dealer POS, with no extra modules to buy.
Plan setup
Down payment, months and amount, or your own plan templates.
Due & overdue
Daily lists of installments due and missed.
Reminders
Remind customers by message; the method is confirmed during setup.
Receipts
A printed receipt for every installment received.
Late fee
Optional late fee applied according to your policy.
Recovery report
Collected vs due by month, officer and area.
The numbers behind it
Examples of the reports this feature feeds. Figures are sample data.
Recovery by age of due
Collected vs due this month (sample data)
Due vs collected
Last 6 months (sample data, Rs lakh)
Notes from our setup team
Practical advice from setting up dealerships like yours.
A fixed monthly amount on a fixed date is easiest to follow and recover.
A reminder a few days early reduces late payments.
Accounts are easiest to recover in the first 30 days overdue.
Notes on calls and promises help the next follow-up.
Installments: common questions
Can I set my own installment plans?
Yes. Down payment, number of months, amount and due date are set per sale, or from your own templates.
Can I see all overdue customers?
Yes. The overdue list shows every missed installment with amount and days late.
Can a late fee be added?
Yes, if your policy uses one. It is applied according to the rule you set.
Can customers get reminders?
Yes. Reminder messages can be sent; the channel and wording are confirmed during setup.
See installments working in your dealership
Book a free demo and we'll show it with models and parts like yours.